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Division of Agent and Agency Services
Protecting the Insurance-Buying Public by Licensing Competent and Trustworthy Individuals and Entities and Expeditiously Investigating Alleged Violations of the Florida Insurance Code

Licensure & Compliance

Public Adjuster Apprentice

Frequently Asked Questions

Last updated: September 25, 2009

  1. I have a 3-44 Public Adjuster Property and Casualty License, can a 31-20 Public Adjuster Apprentice work under me? No
  2. Can my public adjusting firm appoint the 31-20 Public Adjuster Apprentice?
  3. Yes
  4. How many 31-20 Public Adjuster Apprentices can work under a 3-20 Public Adjuster? A 3-20 Public Adjuster can appoint up to 3 Public Adjuster Apprentices. A public adjusting firm can appoint up to 12 Public Adjuster Apprentices
  5. If I do not complete the 31-20 Public Adjuster Apprenticeship, how long must I wait to reapply? Two years after expiration, surrender, termination, revocation or cancellation of the license
  6. What are the apprenticeship requirements for the 31-20 Public Adjuster Apprenticeship? Find all requirements on our Licensing Qualifications page, linked here.
  7. Once I have completed the 31-20 Public Adjuster Apprenticeship, am I required to apply for the 3-20 Public Adjuster Examination Immediately? No
  8. Do I have to apply for the 31-20 Public Adjuster Apprentice License to adjust only Health or Workers Compensation? No
  9. I have a Chartered Property Casualty Underwriter (CPCU) designation, do I have to take the 3-20 Public Adjuster Exam? Yes
  10. Does the 31-20 Public Adjuster Apprentice have to disclose that he is an apprentice to the client? No
  11. Does the supervising Public Adjuster's name need to be on the Apprentice's Business Card? No
  12. Can a 31-20 Public Adjuster Apprentice act as a Public Adjuster (in other words there are no restrictions on what we do) but ultimately the supervising Public Adjuster is responsible? No
  13. When I apply for the 31-20 Public Adjuster Apprentice License do I need a bond? Yes
  14. How long is the 31-20 Public Adjuster Apprentice License good for? Eighteen (18) months
  15. I have held my Public Adjuster License in Kentucky for 18 months and an agent license for four years. Can I qualify for the 73-20 license and exam? No
  16. Can a 31-20 Public Adjuster Apprentice work in the field on hurricane disasters? Yes
  17. What are the requirements for opening a Public Adjusting Firm? They must have a licensed and appointed all-line public adjuster and complete the Designation/Deletion of Primary Adjuster for Adjusting Firm (DFS-H2-63/64.doc) | (DFS-H2-63/64.pdf)
  18. Can a Public Adjuster Apprentice sign their contracts? No
  19. Can a non-resident All Lines Public Adjuster supervise a 31-20 Public Adjuster Apprentice? No
  20. I obtained a 3-20 All Lines Public Adjuster License in 2004 with an Accredited Claims Adjuster (ACA) designation but currently hold a 5-20 Independent All Lines Adjuster License. Can I apply for the 3-20 Public Adjuster All Lines License without examination? No, you are required to pass the new Public Adjuster examination.
  21. I have a Professional Certified Adjuster (PCA) designation and passed the new public adjuster examination. Does that qualify me to apply for the public adjuster apprentice license? No, only the Accredited Claims Adjuster (ACA) designation is acceptable.
 

Florida Department of Financial Services · Division of Agent and Agency Services · 200 East Gaines St. Tallahassee, FL 32399-0318
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