Protecting the Insurance-Buying Public by Licensing Competent and Trustworthy
Individuals and Entities and Expeditiously Investigating Alleged Violations
of the Florida Insurance Code
Licensure & Compliance
RESIDENT GENERAL LINES INSURANCE AGENT
TYPE AND CLASSES:
-
2-20 General Lines Insurance (Property, Casualty, Surety, Marine,
Health and Miscellaneous Lines)
Florida Statutes 626.015 defines a “General Lines Agent” as an agent
transacting any one or more of the following kinds of insurance: property,
casualty, surety, health and marine and miscellaneous lines.
Florida Statutes 624.604 defines “PROPERTY INSURANCE” as insurance
on real or personal property of every kind and of every interest therein,
whether on land, water, or in the air, against loss or damage from any
and all hazard or cause.
Florida Statutes 624.605 defines “CASUALTY INSURANCE” as insurance
against vehicle, liability, workers’ compensation and employer’s liability,
burglary and theft, personal property floater, glass, boiler and machinery,
leakage and fire extinguish equipment, credit, credit property insurance,
malpractice, animal, elevator, entertainments and miscellaneous lines.
Application Qualifications:
- Complete an online application for License and submit appropriate
fees.
Apply for license
- Be a natural person at least 18 years of age.
- Be a resident of the state of Florida.
- Be a United States citizen or legal alien who possesses a work
authorization from the United States Immigration and Naturalization
Services.
- Be fingerprinted at one of the Department's fingerprint sites.
Fingerprint locations and additional information
- If licensed in another state within three years, provide a Letter
of Clearance.
- Requirements for applicants with prior criminal history
(Click Here)
State Examination Qualifications
Must be completed within four
years of application date
- Having taught an approved classroom courses in property and casualty
insurance at a school, college, or extension division or successfully
completed a 200 hour approved insurance course in all lines of property
and casualty insurance.
Find Course; or
- Successfully completed a correspondence course in all lines
of property and casualty insurance approved by the Department
and having at least six months of responsible insurance duties
as a full-time bona fide employee (of an insurer, general lines
agent or agency, etc.) in all lines of property and Casualty insurance
Find Course and
Qualification
and Verification Form Link; or
- Completed at least one year in responsible insurance duties
as a full-time bona fide employee in all lines (the areas of property,
casualty, surety, health, and marine) of property and casualty insurance
Qualification
and Verification Form Link; or
- Completed at least one (1) year of responsible insurance duties
as a licensed and appointed customer representative or
limited customer representative and complete a 40 hour classroom
course approved by the Department in the areas of property, casualty,
surety, marine and health insurance
Find Course; or
- Completed at least one (1) year of responsible insurance duties
as a licensed and appointed service representative and
complete a 80 hour classroom course approved by the Department in
the areas of property, casualty, surety, marine and health insurance
Find Course); or
- Successfully completed at least 15 semester hours of credit
or its equivalent in property and casualty courses form an accredited
college or university (an official transcript required); or
Exemptions for State Examination
- A letter of clearance indicating the licensee held a property
and casualty license for at least one (1) year in his/her home state
and applying for a license within 90 days of becoming a resident
of the State of Florida; or
- An original letter from the American Institute for Property
and Liability Underwriters certifying the licensee was awarded the
Chartered Property and Casualty Underwriters (CPCU) designation
and has been engaged in business the last 4 years.
Special Note
- The Applicant can not be a service representative or a
managing general agent
