Division of Agent and Agency Services
Protecting the Insurance-Buying Public by Licensing Competent and Trustworthy
Individuals and Entities and Expeditiously Investigating Alleged Violations
of the Florida Insurance Code
Licensure & Compliance
RESIDENT MOTOR VEHICLE PHYSICAL DAMAGE AND MECHANICAL BREAKDOWN INSURANCE AGENT
TYPE AND CLASSES:
-
2-21 Motor Vehicle Physical Damage and Mechanical Breakdown Insurance
Florida Statutes 626.321 (1) (a) defines a “MOTOR VEHICLE
PHYSICAL DAMAGE AND MECHANICAL BREAKDOWN INSURANCE AGENT” as a general lines
agent who is limited to transact insurance against only the loss or damage to
any motor vehicle, which is designed for use upon a highway, including trailers
and semi trailers. The license covers insurance against failure of an original
or replacement part to perform any function for which it was designed.
Application Qualifications:
- Complete an online application for License and submit
appropriate fees.
Apply for license
- Be a natural person at least 18 years of age.
- Be a resident of the state of Florida.
- Be a United States citizen or legal alien who possesses
a work authorization from the United States Immigration and Naturalization
Services.
- Be fingerprinted at one of the Department's fingerprint
sites.
Fingerprint locations and additional information
- If licensed in another state within three years, provide
a Letter of Clearance.
- Requirements for applicants with prior criminal history
(Click Here)
State Examination Qualifications
(Must be completed within four years of application date):
- Successfully completed a 25-hour insurance course in
motor vehicle physical damage and mechanical breakdown insurance approved by
the Department. (Find
Course); or
- Completed an approved correspondence course in motor vehicle physical damage and mechanical
breakdown insurance offered by the University of Florida; or
- Completed at least three (3)
semester credit hours in casualty (including automobile physical damage)
insurance by an accredited college or university; or
- Completed a four-year degree
from an accredited institution of higher learning with major course work in
insurance; or
Exemptions for State Examination (Must be completed within four years of application date):
- A letter of clearance indicating the licensee held a
property and casualty license for at least one (1) year in his/her home state
and applying for a license within 90 days of becoming a resident of the State
of Florida.
Licensees cannot be licensed as an agent or solicitor as to any other or additional kind or class of insurance coverage except the credit life and disability insurances.
