How to Select an Insurance Agent


It is important to remember that most agents are reputable professionals. Insurance agents must take classes and pass certain tests to become licensed. In addition to required exams, some agents choose to take further courses. These courses are optional and provide the agent with additional training in various areas of insurance. They can also lead to professional insurance designations. Some designations an agent can have include:

CEBS -
CFP -
ChFC -
CIC -
CLU -
CPCU -
LUTCF -
RHU -

Certified Employee Benefits Specialist
Certified Financial Planner
Chartered Financial Consultant
Certified Insurance Counselor
Chartered Life Underwriter
Chartered Property and Casualty Underwriter
Life Underwriting Training Council Fellow
Registered Health Underwriter

When selecting an agent, choose one who is licensed to sell insurance in Florida. Also, choose an agent with whom you feel comfortable and who will be available to answer your questions. Remember: An agent may represent more than one company. To verify whether an agent is licensed, call the Consumer Helpline toll-free at 1-800-342-2762.