Hurricane Protection Pays: Build to Save

Why Invest in Hurricane Resistant Building techniques?

“Mitigation” is the buzzword in Florida that refers to building materials, techniques and tools used to reduce the damage from a major hurricane. Following Hurricane Andrew in 1992, The Florida Legislature required each homeowners insurance carrier in Florida to offer its customers discounts for implementing these measures, as a way of encouraging Floridians to take preventive measures and increase the safety of their homes and business.

Floridians can reap the benefits of investing in building techniques that strengthen their homes against hurricane damage in four ways:

1) Homes built to withstand catastrophic storms are safe havens, allowing homeowners to avoid costly evacuations from hurricane-prone areas.

2. Discounts on insurance premiums are available for certain measures, reducing insurance costs to homeowners.

3) Homes built to these standards are at a lower risk of sustaining extensive damage, making them more attractive risks for the private market to insure.

4) Overall loss of homes and business would be reduced in the event of a catastrophic storm, helping our state avoid a negative economic impact.

You can build to save – your family and your money – by investing in hurricane-resistant building techniques. To find out more about mitigation discounts, go to the page linked below. Use the drop-down menu to find your insurance company. The page will automatically display forms explaining the company's discounts for different types of mitigation, and how to qualify.

Click here to go to the mitigation discount page.