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Three Miami Residents Arrested for PIP Fraud Totaling More Than $99,000 in Financial Losses


Contact: Ashley Carr
(850) 413-2842
MIAMI, Fla.- The Florida Department of Financial Services’ Division of Insurance Fraud today announced the arrests of Miami residents Noel Vazquez Lazo, 44, and Rodney Fabian, 27, for their involvement in separate fraudulent personal injury protection or  PIP insurance schemes. These two individuals are held accountable for nearly $100,000 in financial losses after their plans to execute multiple PIP schemes were disrupted by a Division of Insurance Fraud investigation.
Noel Vazquez Lazo directed a staged accident that resulted in fraudulent claims in excess of $89,000. Lazo paid for the policy of the at-fault vehicle used in the accident and paid the participants in these schemes to seek treatment for fake injuries. As a result of his actions Lazo faces charges which include Organizing a Staged Accident, Insurance Fraud, and Grand Theft.
Rodney Fabian has been charged with Solicitation, Patient Brokering, Insurance Fraud, and Grand Theft for his role in soliciting the victim of a hit and run accident and offering to pay them for visiting a specific clinic for treatment. Fabian paid the victim $1,000 as part of their agreement, but, because the insurance company suspected fraud, the claims were not processed and Fabian tried to demand the money back.
These two individuals were booked into Miami-Dade County Jail and face jail sentences ranging from 5-30 years.  Each of the cases will be prosecuted by the Miami Dade Office of the State Attorney Katherine Fernandez Rundle.
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Chief Financial Officer Jeff Atwater, a statewide elected official, oversees the Department of Financial Services. CFO Atwater’s priorities include fighting financial fraud, abuse and waste in government, reducing government spending and regulatory burdens that chase away businesses, and providing transparency and accountability in spending. Follow the activities of the Department on Facebook (FLDFS) and Twitter (@FLDFS).